Your whole business in one Icelandic system.
Sales, invoicing, accounting, stock and payroll on the same data. You record a sale once, and the accounts, the stock and the customer ledger update with it.
- No card required
- No contract
- Cancel any time by contacting us
- Invoice 2026-184 paid
- Bank transaction matched
- Stock updated
Integrates with
- Company registry and Registers Iceland
- Landsbankinn
- Íslandsbanki
- Arion Bank
- Iceland Revenue and Customs (Skatturinn)
- InExchange
- Unimaze
- Teya
- Netgíró
- Aur
- Pension funds
- Trade unions
- Dropp
- Pósturinn
- Shopify
- WooCommerce
PayGo in action
Recordings from PayGo with demo data. Pick an area, or watch a full tutorial in the manual.
- Pick a customer, see their history and build up the product lines
- The lines become a quote, an order or an invoice
- Subscriptions create their invoices automatically
- Bank transactions imported and matched to the accounts with suggestions
- VAT return calculated straight from the accounts and filed with Skatturinn
- Trial balance, annual financial statements and tax return from the same data
- Products with barcodes, lot and serial numbers
- Purchase orders and goods receipts
- Stock counts, write-offs and inventory reports
- Payroll runs with withholding tax, pension and holiday pay
- Withholding tax to Skatturinn and payroll returns to pension funds and unions
- Payslips by email and a payment file for the bank
- Work orders with time and materials, from request to invoice
- Technician bookings and task boards
- A helpdesk that classifies incoming email automatically
- Answers from your data, within the permissions you have
- Also answers from your document library: contracts, procedures and handbooks, and points to the document
- Reads your data, summarises it and suggests next steps, but changes nothing itself
Everything that comes with it
Every part of PayGo works on the same data. These are the highlights.
Sales
- Sales board for quotes, orders and invoices
- Quotes that become orders and invoices
- Subscriptions with automatic billing, and contracts from templates
- Leads on a Kanban board
- Point of sale (POS) with card terminal integration
- Online store in PayGo, plus Shopify and WooCommerce integration
- My pages for your customers
Finance
- Double-entry accounting with automatic postings
- Bank reconciliation with Landsbankinn, Íslandsbanki and Arion Bank
- Bank claims, payments received and credit balances
- Card settlements from Teya
- VAT return and customs declarations
- Annual financial statements: income statement and balance sheet from the ledger
- Tax return system that fills in and calculates the whole business tax return and files it straight to the filing system of Iceland Revenue and Customs (Skatturinn)
- Asset register, loans and foreign exchange revaluation
- Budgets and an AI review of your accounts
Operations
- Products with barcodes, lot and serial numbers
- Stock counts, write-offs and inventory reports
- Price changes, discount runs and fixed prices
- Purchase orders and goods receipts
- Supplier invoices from email, read automatically
- E-invoicing via PEPPOL
- Deliveries and shipments with Dropp and Pósturinn
- Warehouses and stock alerts
People and service
- Payroll with withholding tax and payroll returns
- Payslips by email and bank submission
- Time clock with shifts and breaks
- Timesheets that flow straight into the payroll run
- Absences and holiday
- Work orders and bookings
- Helpdesk with automatic classification
- Task boards you share with others
Add-ons: workshop board, 3CX phone system, mailing lists and presentations.
From companies that use PayGo
PayGo has simplified running our business enormously! The accounting is simple and automatic, and the work order system and time clock are excellent. Everything is in one place and all the data is connected. The service is outstanding too, and help is always close at hand. We couldn't do without PayGo!
Á. Steindórsson ehf.PayGo has completely changed how we run the business. Everything from purchasing and inventory to sales orders, invoicing and accounting is in one place. We save an incredible amount of time, have a better overview and can focus on what matters – building the company!
Víra import ehf.We run a varied business, from importing and selling equipment to building and installing electrical systems. PayGo has made it easier for us to keep track of purchasing, inventory, jobs and invoicing. It makes a big difference to have everything in one system and a good overview of the business.
Bláorka ehf.The subscription system in PayGo has saved us an incredible amount of work. It calculates the index adjustments itself and sends out the rent invoices on time every month. We hardly have to think about it any more and know that everything is calculated and billed correctly. Absolutely brilliant!
Unnamed rental company
Simple pricing
Prices exclude VAT. No contract and no setup cost.
Trial subscription
0kr./mo.
- Access to the whole platform
- No card required to sign up
- You keep your data
- Moves to ALLT after 30 days
ALLT
17.900kr./mo. · excl. VAT
- Full access to the whole platform
- 2 users included
- 4,000 journal entries per month
- 1 GB document storage
- User support
- E-invoicing: the first 20 invoices each month are included; beyond that you pay per document.
- AI: billed by usage. You can see usage and cost in settings.
Frequently asked questions
What is PayGo and who is it for?
PayGo is Icelandic business software for companies: sales, invoicing, accounting, inventory, payroll and work orders all work on the same data. PayGo ehf. designs and builds PayGo in Iceland, in Icelandic and English.
How much does PayGo cost?
The ALLT subscription costs ISK 17.900 per month excl. VAT. It includes 2 users and 4,000 journal entries per month. PayGo has no minimum term and no set-up fee; e-invoicing beyond 20 invoices a month and AI are billed by usage.
Can I try PayGo for free?
Yes, the PayGo trial subscription lasts 30 days with access to the whole platform, and no card is required to sign up. When the trial ends the company moves to ALLT and keeps all its data.
Which banks and systems does PayGo connect to?
PayGo connects to Company registry and Registers Iceland, Landsbankinn, Íslandsbanki, Arion Bank, Iceland Revenue and Customs (Skatturinn), InExchange, Unimaze, Teya, Netgíró, Aur, Pension funds, Trade unions, Dropp, Pósturinn, Shopify, and WooCommerce. Bank transactions from Landsbankinn, Íslandsbanki and Arion banki are imported and matched against the accounts.
Does PayGo send e-invoices and VAT returns to the tax authority (RSK)?
Yes, PayGo sends e-invoices over Peppol through InExchange and Unimaze. The VAT return is calculated straight from the accounts and sent to RSK, and PayGo also files payroll withholding tax with RSK.
Is there a PayGo mobile app?
Yes, the PayGo app is on the App Store for iOS and on Google Play for Android. Among other things you can photograph receipts and get notifications about payments and reminders.
Who owns the data and can I export it?
The company that records data in PayGo is its data controller, and PayGo ehf. processes it only on the company’s instructions. The trial balance, balance sheet, income statement and general ledger can be downloaded as Excel and PDF.
Start your 30-day trial
Register your company and get access to the whole platform straight away. No card and no contract.
- You enter your kennitala and we fetch details from the company registry.
- You get a welcome email with a login link and can start straight away.
- 30 days free of charge. We let you know before the trial ends.